Who Needs an Estate Plan? The Answer is Simple.

If you’re wondering “Who needs an estate plan?”—the answer is every adult age 18 and older. Whether you’re building wealth or just starting out, estate planning honors your wishes, protects your assets, and provides for your loved ones. Without a plan, you face legal complications, unnecessary court costs, and losing control over key decisions.

What Is an Estate Plan and Why Does It Matter?

Planning for Death

Your estate includes everything you own—your home, bank accounts, investments, life insurance, and personal belongings. An estate plan ensures these assets go to the right people at the right time, rather than being distributed by state law, which may not reflect your wishes.

If you have young children, an estate plan also lets you choose a guardian to care for them and manage their inheritance. Without this, the court makes those decisions.

Planning for Incapacity

Estate planning isn’t just about what happens after you pass—it also protects you during your lifetime. If illness or injury leaves you unable to make decisions, the right legal documents allow trusted individuals to step in without court intervention.

Without these protections, your family may need to go to court to:

  • Appoint someone to manage your finances and healthcare.
  • Request access to your assets for your care.
  • Settle disputes over who should make decisions for you.

This process is costly, stressful, and public—but proper planning prevents it entirely.

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So, Who Really Needs an Estate Plan?

You might think estate planning is only for the wealthy, but it’s even more critical for families with modest means. Without a plan, court fees and legal expenses can drain the very assets meant to support your loved ones.

Working with an estate planning attorney ensures:

  • The right guardians are chosen for your children.
  • Your assets are distributed efficiently, according to your wishes.
  • Your incapacity plan is legally sound, avoiding family disputes.
  • Your plan complies with state laws to prevent costly legal mistakes.

Take Control of Your Legacy at Williams Starbuck

At Williams Starbuck, we make the process simple, stress-free, and tailored to your needs. Ready to protect your legacy? Contact our office today to schedule a consultation.